I've been lucky, so far...most of my friends are usually like..."I've got this, guys; your money's no good here." I usually don't go to lunch, etc. , unless it is a large group and I am invited when the idea comes up. But then, most of my friends are people I have known for a long time, and they also know that if they need it, I will do what I can for them. I usually manage to pay for myself, even if the group tells me not to bother; but once in a while, I let them pick it up, even though I always have the money. I never say yes to an invite unless I am sure I can pay my way, just in case something comes up.
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